Cobenian Steward

End User License Agreement

Last updated: May 25, 2026

This End User License Agreement ("Agreement") is a legal agreement between you ("User") and Cobenian Corporation ("Company," "we," "us"), a Virginia corporation, governing your use of the Steward application and related services ("Service").

By accessing or using the Service, you agree to be bound by this Agreement. If you do not agree, do not use the Service.

1. Eligibility

The Service is intended for use by businesses and individuals aged 18 or older. By using the Service, you represent that you are at least 18 years of age and have the legal authority to enter into this Agreement on behalf of yourself or your organization.

2. License Grant

Subject to the terms of this Agreement, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your internal business purposes in accordance with any applicable subscription plan.

3. Acceptable Use

You agree to use the Service only as designed and intended. You shall not:

  • Attempt to gain unauthorized access to the Service, other accounts, or any systems or networks connected to the Service
  • Use the Service to violate any applicable law or regulation
  • Reverse engineer, decompile, or disassemble any aspect of the Service
  • Use the Service to store or transmit malicious code
  • Interfere with or disrupt the integrity or performance of the Service
  • Use the Service in any manner that could damage, disable, overburden, or impair the Service
  • Access the Service through automated means (bots, scrapers) except through our published APIs
  • Use the Service's text-messaging or voice features to send unsolicited marketing communications, content prohibited by applicable carrier rules or the CTIA Messaging Principles and Best Practices (including but not limited to content related to sex, hate, alcohol, firearms, tobacco, illegal drugs, or gambling, except as expressly permitted), or any communication that violates the TCPA, the CAN-SPAM Act, or comparable laws

4. Your Data

You retain ownership of all data you provide to or generate through the Service ("Your Data"). You grant us a limited license to process Your Data solely for the purpose of providing the Service to you. We will not sell, share, or use Your Data for any purpose other than operating the Service, except as required by applicable law. The categories of data we collect and how we handle them are described in our Privacy Policy.

5. Third-Party Integrations

The Service connects to third-party services on your behalf, including Google Workspace, Microsoft 365, QuickBooks, Harvest, Slack, Microsoft Teams, and Twilio (for SMS and voice). You are responsible for maintaining valid credentials and permissions for these services and for complying with their respective terms of service. We access only the data scopes you authorize and process it in accordance with our Privacy Policy.

6. Communications You Send Through the Service

The Service allows you to send communications — including email, SMS, and voice — to your own business contacts. You are the sender of record for those communications and are solely responsible for:

  • Obtaining and maintaining all consents required by applicable law (including the TCPA, the CAN-SPAM Act, and comparable foreign laws) before contacting recipients through any channel
  • Honoring opt-out requests promptly and not sending further communications to recipients who have asked to stop
  • The accuracy, lawfulness, and content of the communications you authorize
  • Ensuring that any SMS or voice campaign is properly registered (including 10DLC brand and campaign registration where required by U.S. carrier rules) before initiating outbound traffic

We provide automated handling of standard text-messaging keywords ( STOP , HELP , START ) on numbers we provision, and we retain opt-in and opt-out proof records as required by applicable law and carrier rules. You agree to cooperate with any reasonable request we make to demonstrate compliance with these obligations.

7. Subscription and Payment

The Service is offered on a paid subscription basis. Pricing, billing cycles, and payment terms are as described at the time of purchase. We reserve the right to change pricing with 30 days' written notice. You are responsible for all fees associated with your account, including any per-message, per-minute, or other usage-based charges associated with SMS or voice features.

8. Termination

Either party may terminate this Agreement at any time. You may cancel your subscription through the Service settings or by contacting us. We may suspend or terminate your access if you violate this Agreement, including any violation of Section 6 (Communications You Send Through the Service). Upon termination, your right to use the Service ceases immediately. We will retain Your Data for 30 days following termination, after which it will be permanently deleted, except for records we are required to retain under applicable law or carrier rules (such as SMS opt-in and opt-out proof).

9. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE. WE DO NOT WARRANT THAT SMS OR VOICE MESSAGES WILL BE DELIVERED IN ANY PARTICULAR TIMEFRAME OR AT ALL, AS DELIVERY DEPENDS ON CARRIERS AND OTHER THIRD PARTIES BEYOND OUR CONTROL.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, COBENIAN CORPORATION SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUE, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, OR GOODWILL. OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNTS PAID BY YOU TO US IN THE TWELVE MONTHS PRECEDING THE CLAIM.

11. Indemnification

You agree to indemnify and hold harmless Cobenian Corporation from any claims, damages, or expenses arising from (a) your use of the Service, (b) your violation of this Agreement, or (c) any communication you send or authorize the Service to send through the Service's email, SMS, or voice features, including any claim that such communication violated the TCPA, the CAN-SPAM Act, carrier rules, or any other applicable law.

12. Governing Law

This Agreement is governed by the laws of the Commonwealth of Virginia, without regard to its conflict of law provisions. Any disputes arising under this Agreement shall be resolved in the state or federal courts located in Virginia.

13. Changes to This Agreement

We may update this Agreement from time to time. We will notify you of material changes via email or through the Service. Your continued use of the Service after such changes constitutes acceptance of the updated Agreement.

14. Contact

For questions about this Agreement, contact us at info@cobenian.com.